State & Local CSA Overview: Invest in Every Child’s Future with Children’s Savings Accounts

Creating a community with a vibrant and diverse economy, a skilled workforce and shared prosperity does not happen overnight—it requires meaningful investments. Nobel Prize-winning economist James Heckman argues that investments made during a child’s early years offer the biggest bang for the buck, creating significant long-term benefits for both the child and society. Children’s Savings Account (CSA) programs send all children the message that they have the potential and the support needed for academic success and economic mobility, regardless of where they come from or their family’s finances.