Reports

Two young girls engaging with educational content on a whiteboard.

Reports

Baby Bonds Education & Community Engagement Toolkit

Help your community understand Baby Bonds with confidence.
July 27, 2026
Child and adult saving money in piggy bank for child savings opportunities.

Reports

Next-Generation Savings Readiness Report: Field Readiness, Implementation Pathways, and Strategic Priorities for Child Savings Opportunities

Supported by CitiFoundation, Prosperity Now’s recent report, Next-Generation Savings Readiness Report, examines how prepared organizations across the country are to support emerging child and birth-based savings opportunities, including Section 530A accounts.
June 16, 2026
Child placing coins into a jar labeled 'FUTURE' for financial savings and planning.

Reports

CSA State of the Field

Our annual Children’s Savings state of the field report uncovers trends, spotlights innovations and tracks progress within the movement.
June 15, 2026
Group of diverse people smiling and embracing on the cover of Prosperity Now 2025 Annual Report.

Reports

2025 Annual Report

In 2025, Prosperity Now continued strengthening its role as a national intermediary helping connect research, implementation, practitioner infrastructure, community finance, and cross-sector partnerships.
June 9, 2026
Financial data and graphs illustrating risk classification in mortgage markets.

Reports

From Scores to Signals: Understanding Risk Classification in a Multi-Score Mortgage Market

New research from Prosperity Now analyzes 44.7 million mortgage loans to examine how credit scoring models function within the mortgage system, and what differences in model behavior mean for underwriting, pricing, and market stability.
May 5, 2026
Prosperity Now report cover on digital assets and community financial institutions.

Reports

Digital Assets and Community-Based Financial Institutions: Opportunities, Constraints, and Readiness

Digital Assets and Community-Based Financial Institutions: Opportunities, Constraints, and Readiness
April 30, 2026
Modern starter homes in America with vibrant colors and contemporary design.

Reports

Homeownership in America: The Starter Home Is Dead. Now What?

A new report from Prosperity Now, Nestment, and Next Belt Strategies examining why the traditional starter home no longer functions as a reliable entry point, and how first-time buyers are navigating today’s market instead.
January 29, 2026
Diverse team working together at a conference table for outreach strategies.

Reports

Examining Outreach Strategies for VITA Programs

March 1, 2023