Housing & Homeownership

Homeownership has long been a pathway to financial stability. However, access to safe and affordable housing remains a challenge for many households.

Family enjoying time outside a modern house, promoting homeownership and community.

Prosperity Now collaborates with partners to expand opportunities for homeownership and improve housing security. Our work focuses on increasing access to responsible financing, supporting homebuyer education, and informing policies that expand housing availability.

Hand placing a small wooden house on stacked coins representing homeownership and prosperity.

Pathways to Homeownership

Homeownership remains a key pathway to financial stability, but it’s increasingly out of reach for many Americans.
Rising costs and limited supply mean the traditional “starter home” is no longer accessible for many. Prosperity Now is working with partners to advance solutions that reflect today’s housing market realities.
Informed by our research, including “Homeownership in America: The Starter Home Is Dead. Now What?”, our work focuses on:

  • Expanding affordable homeownership options
  • Supporting innovative financing models
  • Strengthening partnerships across sectors
  • Informing policies that reduce barriers for first-time buyers

Disaster Resilience

Communities across the nation are facing more frequent and severe disruptions, from wildfires to other climate-related events. Recovery must go beyond rebuilding; it must strengthen long-term stability.

Prosperity Now has launched the Recovery Through Resilience Fund to support communities recovering from natural disasters. The fund focuses on rebuilding local economies, supporting homeowners, and strengthening systems for future resilience.

We’ve also joined the FORGE LA collaborative, a cross-sector initiative led by The Center by Lendistry, JPMorganChase, and Urban Institute. Developed in response to the Eaton Wildfires in Los Angeles in January 2025, this effort advances solutions to help homeowners rebuild and stabilize communities affected by this disaster.

Stories from the Frontlines of Recovery

Altadena, We Remain

To bring these challenges into focus, Prosperity Now produced a short documentary, Standing Strong: The Spirit of Altadena, in partnership with LA-based production company New Vizion. The short film examines the economic and social implications of the wildfires on Altadena communities, following three families navigating loss and displacement while demonstrating hope and resilience.

Altadena, We Remain

To bring these challenges into focus, Prosperity Now produced a short documentary, Standing Strong: The Spirit of Altadena, in partnership with LA-based production company New Vizion. The short film examines the economic and social implications of the wildfires on Altadena communities, following three families navigating loss and displacement while demonstrating hope and resilience.

Join Our Housing & Homeownership Network

We bring together practitioners, partners, and policymakers working to expand housing access and strengthen pathways to homeownership. Through our network, you can access tools, share insights, and collaborate on solutions that work.