Homeownership has long been a pathway to financial stability. However, access to safe and affordable housing remains a challenge for many households.


Homeownership remains a key pathway to financial stability, but it’s increasingly out of reach for many Americans.
Rising costs and limited supply mean the traditional “starter home” is no longer accessible for many. Prosperity Now is working with partners to advance solutions that reflect today’s housing market realities.
Informed by our research, including “Homeownership in America: The Starter Home Is Dead. Now What?”, our work focuses on:
Communities across the nation are facing more frequent and severe disruptions, from wildfires to other climate-related events. Recovery must go beyond rebuilding; it must strengthen long-term stability.
Prosperity Now has launched the Recovery Through Resilience Fund to support communities recovering from natural disasters. The fund focuses on rebuilding local economies, supporting homeowners, and strengthening systems for future resilience.
We’ve also joined the FORGE LA collaborative, a cross-sector initiative led by The Center by Lendistry, JPMorganChase, and Urban Institute. Developed in response to the Eaton Wildfires in Los Angeles in January 2025, this effort advances solutions to help homeowners rebuild and stabilize communities affected by this disaster.

To bring these challenges into focus, Prosperity Now produced a short documentary, Standing Strong: The Spirit of Altadena, in partnership with LA-based production company New Vizion. The short film examines the economic and social implications of the wildfires on Altadena communities, following three families navigating loss and displacement while demonstrating hope and resilience.
To bring these challenges into focus, Prosperity Now produced a short documentary, Standing Strong: The Spirit of Altadena, in partnership with LA-based production company New Vizion. The short film examines the economic and social implications of the wildfires on Altadena communities, following three families navigating loss and displacement while demonstrating hope and resilience.
We bring together practitioners, partners, and policymakers working to expand housing access and strengthen pathways to homeownership. Through our network, you can access tools, share insights, and collaborate on solutions that work.