Individual Development Accounts (IDAs)

Prosperity Now was an early leader in the creation and growth of IDAs as a practice, and later as a federal and state policy strategy for building economic security.

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Individual Development Accounts (IDAs) are matched savings accounts that help people with modest means to save towards the purchase of a lifelong asset, such as a home. Prosperity Now was an early leader in the creation and growth of IDAs as a practice, and later as a federal and state policy strategy for building economic security. IDAs are a social innovation that has been proven to expand economic opportunity by creating assets for in low-income households.