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# Prosperity Now

## Sitemaps
[XML Sitemap](https://prosperitynow.org/sitemap_index.xml): Includes all crawlable and indexable pages.

## Posts
- [Prosperity Now Announces Fall 2026 VITA Support Fund Request for Proposals, Funded by Wells Fargo Foundation ](https://prosperitynow.org/prosperity-now-announces-fall-2026-vita-support-fund-request-for-proposals-funded-by-wells-fargo-foundation/): Second VITA Support Fund round will provide grants of $5,000 to $20,000 to help VITA providers prepare for the 2027 filing season.
- [Prosperity Now’s San Diego Summit Puts Housing and Scam Prevention on the Same Economic Security Agenda](https://prosperitynow.org/prosperity-nows-san-diego-summit-puts-housing-and-scam-prevention-on-the-same-economic-security-agenda/): California Secretary Rohit Chopra, San Diego Mayor Todd Gloria and actress, writer and producer Julissa Calderón joined leaders from across the country for practical conversations on housing, consumer protection and financial stability.
- [Nearly 1 in 7 U.S. Households Lack a Three-Month Financial Cushion as Annual Inflation Stands at 3.4 Percent](https://prosperitynow.org/nearly-1-in-7-u-s-households-lack-a-three-month-financial-cushion-as-annual-inflation-stands-at-3-4-percent/): California’s median household income is nearly $19,000 above the national median, yet 54.1 percent of renters are housing-cost burdened and emergency saving trails the national rate.
- [Prosperity Now Urges CRA Modernization That Maintains Incentives for Local Lending and Partnerships](https://prosperitynow.org/prosperity-now-urges-cra-modernization-that-maintains-incentives-for-local-lending-and-partnerships/): Statement from Marisa Calderon, President and CEO of Prosperity Now
- [California Secretary Rohit Chopra, Actress and Producer Julissa Calderón, and San Diego Mayor Todd Gloria to Headline Prosperity Now’s San Diego Regional Summit](https://prosperitynow.org/california-secretary-rohit-chopra-actress-and-producer-julissa-calderon-and-san-diego-mayor-todd-gloria-to-headline-prosperity-nows-san-diego-regional-summit/): August 12 gathering at the University of San Diego will bring national and regional leaders together around housing, consumer protection, and financial stability.
- [Baby Bonds Education & Community Engagement Toolkit](https://prosperitynow.org/babybonds/): Help your community understand Baby Bonds with confidence.
- [Applications Open for ABC Initiative Implementation Grants to Help Families Access Child Savings Opportunities](https://prosperitynow.org/applications-open-for-abc-initiative-implementation-grants-to-help-families-access-child-savings-opportunities/): New grant opportunity from Prosperity Now, with support from Citi Foundation, will support nonprofit VITA providers in helping families understand available child savings opportunities, navigate their options, and take informed next steps at tax time.
- [Children’s Savings Accounts Are Reaching More Children than Ever, Now Programs Are Focused on Helping Families Use Them](https://prosperitynow.org/childrens-savings-accounts-are-reaching-more-children-than-ever-now-programs-are-focused-on-helping-families-use-them/): New Prosperity Now analysis finds Children’s Savings Accounts reached nearly 8 million children and youth in 2025, up from 313,000 when Prosperity Now began publishing State of the Field reports in 2016.
- [Saving for Your Child’s Future: A Guide for New York Families](https://prosperitynow.org/saving-your-childs-future-a-guide-for-new-york-families-ny/): A Prosperity Now guide to help New York families understand and plan for their children's future savings, available as a PDF or PowerPoint.
- [Prosperity Now, with Citi Foundation Support, Launches the ABC Initiative to Help Families Access New Child Savings Opportunities](https://prosperitynow.org/prosperity-now-with-citi-foundation-support-launches-the-abc-initiative-to-help-families-access-new-child-savings-opportunities/): Founding $5 million investment will help launch Prosperity Now’s ABC Initiative and strengthen trusted community partnerships that connect families with child savings opportunities.
- [Statement from Prosperity Now on the Delay in Signing the 21st Century ROAD to Housing Act](https://prosperitynow.org/statement-from-prosperity-now-on-the-delay-in-signing-the-21st-century-road-to-housing-act/): WASHINGTON, D.C. – Marisa Calderon, President and CEO of Prosperity Now, released the following statement following the announcement to delay the signing of the bipartisan 21st Century ROAD to Housing Act:
- [Reflecting on Juneteenth and the Work Ahead](https://prosperitynow.org/juneteenth-america-at-250-and-the-work-of-becoming/): This year, as America prepares to mark its 250th anniversary, Juneteenth invites us into a deeper kind of reflection.
- [National Assessment Finds Strong Foundation for Next-Generation Child Savings Opportunities, While Highlighting Need for Implementation Support](https://prosperitynow.org/national-assessment-finds-strong-foundation-for-next-generation-child-savings-opportunities-while-highlighting-need-for-implementation-support/): New report by Prosperity Now finds organizations across sectors are prepared to engage, while identifying the guidance, coordination, and capacity-building needed to help families benefit from emerging savings opportunities.
- [Next-Generation Savings Readiness Report: Field Readiness, Implementation Pathways, and Strategic Priorities for Child Savings Opportunities](https://prosperitynow.org/next-gen-savings-readinness-initiative/): Supported by CitiFoundation, Prosperity Now’s recent report, Next-Generation Savings Readiness Report, examines how prepared organizations across the country are to support emerging child and birth-based savings opportunities, including Section 530A accounts.
- [CSA State of the Field](https://prosperitynow.org/csa-state-field/): Our annual Children's Savings state of the field report uncovers trends, spotlights innovations and tracks progress within the movement.
- [2025 Annual Report](https://prosperitynow.org/2025-annual-report/): In 2025, Prosperity Now continued strengthening its role as a national intermediary helping connect research, implementation, practitioner infrastructure, community finance, and cross-sector partnerships.
- [As Financial Scams Surge, New Tool Will Help Community-Based Financial Institutions Identify Risks and Reduce Financial Loss](https://prosperitynow.org/as-financial-scams-surge-new-tool-will-help-community-based-financial-institutions-identify-risks-and-reduce-financial-loss/): New initiative from Prosperity Now and Alumbra, supported by JPMorganChase, will help institutions identify suspicious activity and respond to scams in real time.
- [Credit Models Rank Risk Similarly but Differ in How Risk Is Segmented and Performs Under Stress, Report Finds](https://prosperitynow.org/credit-models-rank-risk-similarly-but-differ-in-how-risk-is-segmented-and-performs-under-stress-report-finds/): Analysis of 44.7 million mortgages shows differences in calibration, stress-period behavior, and pricing alignment within the current credit scoring system
- [From Scores to Signals: Understanding Risk Classification in a Multi-Score Mortgage Market](https://prosperitynow.org/from-scores-to-signals-understanding-risk-classification-in-a-multi-score-mortgage-market/): New research from Prosperity Now analyzes 44.7 million mortgage loans to examine how credit scoring models function within the mortgage system, and what differences in model behavior mean for underwriting, pricing, and market stability.
- [Digital Assets and Community-Based Financial Institutions: Opportunities, Constraints, and Readiness](https://prosperitynow.org/digital-assets-report/): Digital Assets and Community-Based Financial Institutions: Opportunities, Constraints, and Readiness
- [There Is Interest in Digital Assets But Risk Is a Key Concern for Small Financial Institutions, Survey Finds](https://prosperitynow.org/there-is-interest-in-digital-assets-but-risk-is-a-key-concern-for-small-financial-institutions-survey-finds/): New national research shows a gap between awareness and practical application, with strong demand for guidance and tools
- [Demand for Trusted Tax Preparation Continues to Grow](https://prosperitynow.org/demand-for-trusted-tax-preparation-continues-to-grow/): For many families, tax season is one of the most important financial moments of the year. A refund can mean catching up on rent, paying down debt, covering childcare, or finally having a small buffer that helps households stay financially stable during uncertain times.
- [Prosperity Now expands Nationwide VITA Support with Wells Fargo Foundation Grant](https://prosperitynow.org/prosperity-now-expands-nationwide-vita-support-with-wells-fargo-foundation-grant/): With support from a $1 million Wells Fargo Foundation grant, Prosperity Now announced today the recipients of the 2026 VITA Support Fund, expanding support for community-based organizations providing trusted, no-cost tax return preparation services across the country.
- [Marisa Calderon at EGRPRA: Strengthening How the CRA System Works in Practice](https://prosperitynow.org/marisa-calderon-at-egrpra-strengthening-how-the-cra-system-works-in-practice/): Marisa Calderon, President and CEO of Prosperity Now, delivered remarks at the Economic Growth and Regulatory Paperwork Reduction Act (EGRPRA) meeting on March 26, 2026. In her remarks, she draws on nearly five decades of Prosperity Now’s work with financial institutions and community partners to highlight how fragmentation across data, reporting, and processes creates unnecessary burden and limits the effective flow of capital. Below are her full remarks.
- [Prosperity Now Receives $1 million Wells Fargo Foundation Grant to Support VITA Organizations Nationwide](https://prosperitynow.org/prosperity-now-receives-1-million-wells-fargo-foundation-grant-to-support-vita-organizations-nationwide/): As millions of families and workers continue to face financial pressure and rising costs, Prosperity Now announced that it has received a $1 million dollar Wells Fargo Foundation grant to support IRS-certified Volunteer Income Tax Assistance (VITA) organizations nationwide.
- [Prosperity Now Responds to the State of the Union: Economic Security and System Design Matter](https://prosperitynow.org/prosperity-now-responds-to-the-state-of-the-union-economic-security-and-system-design-matter/): Economic security is not a partisan goal. It is a shared responsibility. Last night’s State of the Union outlined priorities aimed at strengthening the economy and addressing affordability.
- [The Starter Home Is Dead. What Comes Next for First-Time Buyers?](https://prosperitynow.org/the-starter-home-is-dead-what-comes-next-for-first-time-buyers/): For decades, the starter home served as a reliable entry point into homeownership. It was modest, affordable, and widely available.
- [Prosperity Now, Nestment, and Next Belt Strategies Release New Report   Homeownership in America: The Starter Home Is Dead. Now What?](https://prosperitynow.org/prosperity-now-nestment-and-next-belt-strategies-release-new-report-homeownership-in-america-the-starter-home-is-dead-now-what/): New analysis examines why the traditional starter home no longer functions as a reliable entry point for first-time homebuyers.
- [Homeownership in America: The Starter Home Is Dead. Now What?](https://prosperitynow.org/homeownership-in-america-the-starter-home-is-dead-now-what/): A new report from Prosperity Now, Nestment, and Next Belt Strategies examining why the traditional starter home no longer functions as a reliable entry point, and how first-time buyers are navigating today’s market instead.
- [EITC Awareness Day: A Proven Investment in Working Families and Communities](https://prosperitynow.org/eitc-awareness-day-a-proven-investment-in-working-families-and-communities/): Each year, EITC Awareness Day shines a spotlight on one of the most effective and underutilized tools we have to support working families: the Earned Income Tax Credit (EITC). For more than five decades, the EITC has helped millions of people make ends meet, strengthen family stability, and move toward economic stability.
- [Prosperity Now and Wells Fargo Foundation Launch 2026 VITA Support Fund Request for Proposals](https://prosperitynow.org/prosperity-now-and-wells-fargo-foundation-launch-2026-vita-support-fund-request-for-proposals/): WASHINGTON, D.C. – Prosperity Now, in collaboration with the Wells Fargo Foundation, today launched the 2026 Volunteer Income Tax Assistance (VITA) Support Fund Request for Proposals (RFP), inviting certified VITA programs and organizations that directly support VITA operations to apply for funding to strengthen no-cost basic tax return preparation services during the 2026 filing season.
- [Statement from Prosperity Now on Congress Failing to Extend the ACA Subsidies](https://prosperitynow.org/statement-from-prosperity-now-on-congress-failing-to-extend-the-aca-subsidies/): On Friday, the United States Congress adjourned without extending the Affordable Care Act (ACA) premium tax credits. Marisa Calderon, President and CEO of Prosperity Now, issued the following statement.
- [Lifting Community Solutions: Rise Challenge Finalists Share Their Journeys](https://prosperitynow.org/lifting-community-solutions-rise-challenge-finalists-share-their-journeys/): At Prosperity Now, the Rise Challenge identifies and elevates innovators building community-centered solutions that advance economic opportunity.
- [Advancing Job Quality Through Practical Support for Small Businesses](https://prosperitynow.org/advancing-job-quality-through-practical-support-for-small-businesses/): Small businesses are essential to household financial stability in communities across the country, yet many owners face real constraints when trying to provide steady hours, reliable pay, and room for their employees to grow.
- [Rebuilding Lives and Redefining Success: Mike’s Story](https://prosperitynow.org/rebuilding-lives-and-redefining-success-mikes-story/): When you meet Mike Butler, Executive Director of The Fountain Fund, you can feel the honesty and hope in the way he talks about second chances. His belief in people comes from experience. He knows how hard it is to start over after incarceration, and he knows how far a little support can go when the odds feel stacked against you.
- [Saving Is an Activity, Not an Amount](https://prosperitynow.org/saving-is-an-activity-not-an-amount/): This Financial Planning Month, explore practical ways to build financial stability. When money is tight, saving can feel impossible. Many people say, “I’ll start saving when I have extra.” But saving isn’t about having extra, it’s about building a habit that creates stability over time.
- [From Building Prosperity by Design to the American Dream: Closing Day of the 2025 Prosperity Summit Highlights Innovation, Access, and Community](https://prosperitynow.org/from-building-prosperity-by-design-to-the-american-dream-closing-day-of-the-2025-prosperity-summit-highlights-innovation-access-and-community/): WASHINGTON, D.C. – The final day of the 2025 Prosperity Summit convened leaders from finance, policy, housing, and the arts to explore practical ways to strengthen financial stability for families and communities. From rethinking how households save and own homes to celebrating creativity and connection, the day reflected the Summit’s theme: Together, We Thrive.
- [Prosperity Now Announces Intent to Acquire Change Machine’s Financial Coaching Platform to Strengthen Tech-Enabled Support for Practitioners Nationwide](https://prosperitynow.org/prosperity-now-announces-intent-to-acquire-change-machines-financial-coaching-platform-to-strengthen-tech-enabled-support-for-practitioners-nationwide/): Washington, D.C. — Prosperity Now announced today its intent to acquire the nationally recognized Change Machine financial coaching platform, expanding its ability to provide community-based practitioners with trusted digital tools, training, and shared learning opportunities.
- [Parlay Finance Awarded $100,000 Contract as Winner of Prosperity Now’s 2025 Rise Challenge](https://prosperitynow.org/parlay-finance-awarded-100-000-contract-as-winner-of-prosperity-nows-2025-rise-challenge/): WASHINGTON, D.C. – Prosperity Now, in collaboration with Accenture and Avanade, today announced Parlay Finance as the winner of the 2025 Rise Challenge. The company will receive a $100,000 implementation contract to integrate its solution into Prosperity Next, Prosperity Now’s national platform supporting Community Development Financial Institutions (CDFIs) and other community lenders.
- [2025 Prosperity Summit Opens with a Call to Reimagine Capital and Innovation](https://prosperitynow.org/2025-prosperity-summit-opens-with-a-call-to-reimagine-capital-and-innovation/): WASHINGTON, D.C. – The 2025 Prosperity Summit opened yesterday at the Marriott Marquis with a powerful call to reimagine how capital and innovation can work together to expand financial opportunity. Hundreds of leaders from across the country gathered for the three-day event organized by Prosperity Now, bringing together nonprofits, corporations, community leaders, and entrepreneurs around a shared goal: creating pathways to prosperity for all.
- [Prosperity Now Selects Finalists for 2025 Rise Challenge to Transform How Community Development Financial Institutions Serve Entrepreneurs](https://prosperitynow.org/prosperity-now-selects-finalists-for-2025-rise-challenge-to-transform-how-community-development-financial-institutions-serve-entrepreneurs/): WASHINGTON, D.C. – Prosperity Now today announced the three finalists for the 2025 Rise Challenge: Network Navigator, Keepingly, and Parlay Finance.
- [Prosperity Now Unveils Full 2025 Summit Lineup, Showcasing Panels with Top Industry Leaders and Storytellers, Plus a Special Performance by Iconic Girl Group TLC](https://prosperitynow.org/prosperity-now-unveils-full-2025-summit-lineup-showcasing-panels-with-top-industry-leaders-and-storytellers-plus-a-special-performance-by-iconic-girl-group-tlc/): Summit to feature over 100 speakers, interactive sessions, and the inaugural Prosperity Now Awards Gala
- [Statement from Prosperity Now on Government Shutdown](https://prosperitynow.org/statement-from-prosperity-now-on-government-shutdown/): WASHINGTON, D.C. — As of midnight, the federal government has shut down. While the headlines will focus on political debates, what matters most is what this means for people trying to make ends meet, build a business, or keep their families stable.
- [Prosperity Now Appoints Sarah Bacerra as Interim Chief Program Officer](https://prosperitynow.org/prosperity-now-appoints-sarah-bacerra-as-interim-chief-program-officer/): WASHINGTON, D.C. — Prosperity Now today announced the appointment of Sarah Bacerra as its new Interim Chief Program Officer (CPO). Bacerra will lead the organization’s program strategy and execution, reinforcing Prosperity Now’s position as a national leader advancing financial stability and opportunity across the country.
- [Prosperity Now Announces 2025 Prosperity Summit Program, Featuring Jim Acosta, Kellie Wells Brinkley, Sheldon Day, Stephen Satterfield, and more](https://prosperitynow.org/prosperity-now-announces-2025-prosperity-summit-program-featuring-jim-acosta-kellie-wells-brinkley-sheldon-day-stephen-satterfield-and-more/): WASHINGTON, D.C. – Prosperity Now today announced the 2025 Prosperity Summit program, unveiling an exciting lineup of speakers, sessions, and performances designed to advance financial security and economic opportunity for all.
- [GBA Business Spotlight: Terrand Smith of 37 Oaks](https://prosperitynow.org/gba-business-spotlight-terrand-smith-of-37-oaks/): When Terrand Smith joined Prosperity Now’s Growth Business Accelerator (GBA), she brought a bold vision: help product-based businesses not just survive, but lead in a fast-changing economy.
- [Groundbreaking Research Initiative Explores How CDFIs, MDIs Are Navigating Decentralized Finance](https://prosperitynow.org/groundbreaking-research-initiative-explores-how-cdfis-mdis-are-navigating-decentralized-finance/): WASHINGTON, D.C. — As adoption of digital assets grows among American consumers and households, Prosperity Now has launched a groundbreaking national research initiative supported by the W.K. Kellogg Foundation (WKKF) to explore how small financial institutions are navigating decentralized finance (DeFi).
- [Prosperity Now Opens Applications for the 2025 Rise Challenge](https://prosperitynow.org/prosperity-now-opens-applications-for-the-2025-rise-challenge/): WASHINGTON, D.C. — Prosperity Now, in collaboration with Accenture and Avanade, announced today the launch of the 2025 RISE Challenge, a national open call for implementation-ready solutions that improve how community capital is delivered, managed, and measured. The Challenge seeks digital and technical assistance tools that strengthen the capacity of Community Development Financial Institutions (CDFIs) and other community lenders to reach borrowers who remain locked out of traditional financing.
- [Prosperity Now Statement on FHFA Credit Score Policy Changes](https://prosperitynow.org/prosperity-now-statement-on-fhfa-credit-score-policy-changes/): WASHINGTON, D.C. — The Federal Housing Finance Agency’s (FHFA) recent announcement on preserving Tri-Merge credit reports while approving the use of VantageScore 4.0 marks a significant policy development in mortgage lending. Prosperity Now appreciates the Agency’s focus on improving access to home financing and reducing costs for consumers.
- [From Paycheck to Possibility: Building Real Financial Freedom](https://prosperitynow.org/from-paycheck-to-possibility-building-real-financial-freedom/): Everyone wants a sense of security. A chance to make plans. A little breathing room. That’s what financial freedom is about. Not necessarily luxury or early retirement, just the freedom to make everyday decisions without fear. Whether it’s fixing the car, saving for your child’s future, or finally starting your own business, financial freedom means having options and knowing you can handle what’s next.
- [Rethinking the Path to Homeownership: What First-Time Homebuyers Need to Know](https://prosperitynow.org/rethinking-the-path-to-homeownership-what-first-time-homebuyers-need-to-know/): Buying a home has never been easy, but today it feels nearly impossible for many families. High prices, rising interest rates, and tight credit standards make homeownership feel more like a dream than a goal.
- [Marisa Calderon Named a Winner for Chief’s 2025 New Era of Leadership Awards](https://prosperitynow.org/marisa-calderon-named-a-winner-for-chiefs-2025-new-era-of-leadership-awards/): Now in their second year, The New Era of Leadership Awards recognize and celebrate executive women shaping the future of business
- [What Skills-First Hiring Means for Small Businesses Today](https://prosperitynow.org/what-skills-first-hiring-means-for-small-businesses-today/): For generations, the American workforce was built by people who gained skills on the job through apprenticeships, military services, community college, or hands-on experience in the workplace. These workers powered local economies, kept businesses moving, and created lasting stability for their families and communities.
- [Your Mind and Your Money: Why We Can’t Ignore One Without the Other](https://prosperitynow.org/your-mind-and-your-money-why-we-cant-ignore-one-without-the-other/): May is Mental Health Awareness Month, a time to reflect on how we care for ourselves and each other. It is also the right moment to talk about something that affects many families in unspoken ways: the link between mental health and financial well-being.
- [Prosperity Now Strengthens Executive Team with Key Leadership Appointments](https://prosperitynow.org/prosperity-now-strengthens-executive-team-with-key-leadership-appointments/): Washington, D.C. — Today Prosperity Now announced two strategic leadership appointments that reinforce the organization’s operational strength and long-term direction as it continues to grow in scale, complexity, and national relevance.
- [Statement from Marisa Calderon, President & CEO of Prosperity Now, on the Proposed “Money Account for Growth and Advancement,” or “MAGA Account”](https://prosperitynow.org/statement-from-marisa-calderon-president-ceo-of-prosperity-now-on-the-proposed-money-account-for-growth-and-advancement-or-maga-account/): The MAGA Account proposal reflects a growing consensus: investing early in every child’s future is a smart and necessary step.
- [Celebrating the First Cohort of Graduates from Prosperity Now’s Growth Business Accelerator](https://prosperitynow.org/celebrating-the-first-cohort-of-graduates-from-prosperity-nows-growth-business-accelerator/): Last month, Prosperity Now celebrated an important milestone: the graduation of the first cohort of the Growth Business Accelerator (GBA). This program brought together 70 participants from 30 Community Development Financial Institutions (CDFIs) across Atlanta, Philadelphia, Chicago, and Dallas to prepare small businesses, CDFIs, and support organizations for opportunities in emerging industries.
- [Prosperity Now’s Statement on FY2026 Budget Proposal and Elimination of CDFI Fund Discretionary Awards](https://prosperitynow.org/prosperity-nows-statement-on-fy2026-budget-proposal-and-elimination-of-cdfi-fund-discretionary-awards/): WASHINGTON, D.C. — The Fiscal Year 2026 federal budget proposal includes a provision to eliminate discretionary grants under the Community Development Financial Institutions (CDFI) Fund, a move that risks undermining a financial system that has worked for decades to connect capital to communities often not accounted for by mainstream finance.
- [April Jobs Report Show Labor Market Resilience, But Rising Layoffs and Falling Consumer Confidence Signal Caution](https://prosperitynow.org/april-jobs-report-show-labor-market-resilience-but-rising-layoffs-and-falling-consumer-confidence-signal-caution/): WASHINGTON, D.C. — The U.S. Bureau of Labor Statistics (BLS) reported Friday that employers across the U.S. added 177,000 jobs in April, with gains concentrated in health care, transportation and warehousing, financial activities, and social assistance. The unemployment rate held steady at 4.2%.
- [Statement from Marisa Calderon, President and CEO of Prosperity Now, on the Q1 2025 GDP Decline Announcement](https://prosperitynow.org/statement-from-marisa-calderon-president-and-ceo-of-prosperity-now-on-the-q1-2025-gdp-decline-announcement-2/): WASHINGTON, DC — “The latest GDP report confirms what too many families across the country are already feeling: an increasingly fragile economy where trade policy volatility results in downstream uncertainty. A 0.3% decline in GDP this quarter, following strong growth at the end of 2024, is a sobering reminder that our economy is vulnerable.
- [Building Financial Confidence: Why Financial Education Matters More than Ever](https://prosperitynow.org/building-financial-confidence-why-financial-education-matters-more-than-ever/): At Prosperity Now, we believe financial education isn’t just about learning how to budget or save—it's about providing families with the knowledge, tools, and confidence needed to build lasting financial security.
- [Help Shape the 2025 Prosperity Summit – Submit Your Proposal by April 24th!](https://prosperitynow.org/help-shape-the-2025-prosperity-summit-submit-your-proposal-by-april-24th/): The countdown is on! The deadline to submit a breakout session proposal for the 2025 Prosperity Summit has been extended to April 24, and we want to see your boldest, most forward-looking ideas on the agenda.
- [Prosperity Now and Wells Fargo Foundation Award $200,000 to 15 Organizations Expanding Access to Free Tax Preparation Services](https://prosperitynow.org/vita-support-fund-announcement/): Each year, a significant share of eligible taxpayers does not claim tax credits like the Earned Income Tax Credit (EITC), leaving billions of dollars on the table.
- [Economy Grows at the Top, While Families Struggle to Keep Up](https://prosperitynow.org/economy-grows-at-the-top-while-families-struggle-to-keep-up/): WASHINGTON, D.C. — Yesterday's Consumer Price Index (CPI) report shows inflation slowing for the second month in a row. The year-over-year rate eased to 2.4 percent in March, down from 2.8 percent in February, and below the 12-month average of 2.9 percent.
- [March Jobs Report Shows Continued Growth Amid Rising Concerns Over Tariffs and Consumer Confidence](https://prosperitynow.org/march-jobs-report-shows-continued-growth-amid-rising-concerns-over-tariffs-and-consumer-confidence/): WASHINGTON, D.C. — The U.S. Bureau of Labor Statistics (BLS) reported Friday that employers added 228,000 jobs in March, showing strength in the labor market prior to the current economic uncertainties caused by last week’s tariff announcements.
- [Statement from Marisa Calderon, Prosperity Now President & CEO, on Proposed Tariffs and Rising Costs for American Families](https://prosperitynow.org/statement-from-marisa-calderon-prosperity-now-president-ceo-on-proposed-tariffs-and-rising-costs-for-american-families/): The administration is expected to announce a sweeping set of new tariffs today as part of its Liberation Day efforts and broader push to reshape global trade.
- [Strengthening the Economy: How Prosperity Next is Keeping Capital Flowing and Business Growing](https://prosperitynow.org/strengthening-the-economy-how-prosperity-next-is-keeping-capital-flowing-and-business-growing/): In a time of economic transition, where housing programs, small business lending, and taxpayer services face uncertainty due to shifting federal priorities, the question isn’t what will change? It’s how do we ensure continuity and stability?
- [Inflation Slows, But Financial Struggles Persist for Americans](https://prosperitynow.org/inflation-slows-but-financial-struggles-persist-for-americans/): WASHINGTON, D.C. — The February Consumer Price Index (CPI) rose by 0.2%, reflecting price increases across a broad range of goods and services in the U.S. economy
- [February Jobs Report Shows Steady Growth, Yet Economic Uncertainty Looms](https://prosperitynow.org/february-jobs-report-shows-steady-growth-yet-economic-uncertainty-looms/): WASHINGTON, D.C. — On Friday, the Bureau of Labor Statistics (BLS) reported that the U.S. labor market continued to expand at a steady pace last month, adding 151,000 jobs in February
- [Inflation Surges in January as Rising Housing and Grocery Costs Strain Household Budgets](https://prosperitynow.org/inflation-surges-in-january-as-rising-housing-and-grocery-costs-strain-household-budgets/): WASHINGTON, D.C. - Inflation picked up speed in January, with the Consumer Price Index (CPI) rising 0.5% from December, marking the largest monthly increase since August 2023.
- [January Jobs Report Shows Resilience, but Uneven Recovery Persists](https://prosperitynow.org/january-jobs-report-shows-resilience-but-uneven-recovery-persists/): WASHINGTON, D.C. — On Friday, the Bureau of Labor Statistics (BLS) reported that total nonfarm payroll employment increased by 143,000 in January
- [‍Building Economic Resilience: How You Can Take Action Around Own Your Own Home Day](https://prosperitynow.org/building-economic-resilience-how-you-can-take-action-around-own-your-own-home-day/): Housing affordability isn't just an economic issue—it also shapes families, communities, and long-term financial strength. For millions of Americans, having access to a safe, reasonably priced home is the foundation for financial security and future prosperity.
- [Inflation Ticked Up in December, Deepening Housing Market Strain: Prosperity Now Urges Bold Action](https://prosperitynow.org/inflation-ticked-up-in-december-deepening-housing-market-strain/): WASHINGTON, D.C. - The December Consumer Price Index (CPI) report reveals that inflation remains stubbornly above the Federal Reserve’s 2% annual target, with the CPI rising 2.9% over the 12 months ending in December—a slight increase from November’s 2.7% annual gain.
- [Empowering Communities Through Entrepreneurship: Insights from Arturo Noriega](https://prosperitynow.org/empowering-underserved-communities-through-entrepreneurship-insights-from-arturo-noriega/): Entrepreneurship is never an easy path, but it can be a transformative one, especially for those in communities who face unique challenges in accessing resources and opportunities. Arturo Noriega, Founder and CEO of Centro Community Partners, has dedicated his work to breaking down these barriers.
- [Navigating the Path of Entrepreneurship: Insights from Bianca Jackson, Founder of BrickRose Exchange and First Place Winner of the RISE Challenge](https://prosperitynow.org/navigating-the-path-of-entrepreneurship-insights-from-bianca-jackson-founder-of-brickrose-exchange-and-first-place-winner-of-the-rise-challenge/): Starting a business is never easy, and for entrepreneurs of color, the journey is often filled with unique challenges. Bianca Jackson, founder of BrickRose Exchange, shares her journey, the hurdles she's faced, and her vision for a future where technology and innovation empower all entrepreneurs.
- [Examining Outreach Strategies for VITA Programs](https://prosperitynow.org/examining-outreach-strategies-vita-programs/): In order to expand VITA service delivery, partnerships are a key to that journey. This report from Prosperity Now, sponsored by the Citi Foundation, showcases the power of partnerships in a COVID-19 tax preparation environment. Utilizing a peer-centered and technical assistance approach, Prosperity Now gained a unique insight on the implementation of partnerships through a single filing season. If you’re interested in growing VITA in your community, check out this paper!
- [Prosperity Now’s Role in Advancing Baby Bonds](https://prosperitynow.org/prosperity-nows-role-advancing-baby-bonds/): Prosperity Now is a prominent supporter of Baby Bonds, which would provide children with a significant nest egg to start off adulthood and help close the racial wealth divide. This document details Prosperity Now’s role in promoting this important policy.
- [More Than Just Taxes: Evaluating the Role and Impact of the VITA Program in Helping Low-Income Taxpayers Access Financial Capability Services at Tax Time](https://prosperitynow.org/more-just-taxes-evaluating-role-and-impact-vita-program-helping-low-income-taxpayers/): The Volunteer Income Tax Assistance (VITA) program is a free tax preparation service available to households earning below $54,000 a year. In this report, supported by the W.K. Kellogg Foundation, we analyze the extent to which VITA acts as a gateway to other financial capability resources and tools that could benefit the program's clients.
- [Taxpayer Opportunity Network Presents: VITA Training for You! (Slides)](https://prosperitynow.org/taxpayer-opportunity-network-presents-vita-training-for-you-slides/): Slides from "Taxpayer Opportunity Network Presents: VITA Training for You!" webinar.
- [Taxpayer Opportunity Network Presents: VITA Training for You! (Recording)](https://prosperitynow.org/taxpayer-opportunity-network-presents-vita-training-for-you-recording/): Recording from "Taxpayer Opportunity Network Presents: VITA Training for You!" webinar.

## Pages
- [VITA Support Fund 2026](https://prosperitynow.org/vitasupport/): Applications are open for grants of $5,000 to $20,000 to strengthen VITA operations, organizational capacity, and preparation for the 2027 filing season.
- [Join Our Network – Landing](https://prosperitynow.org/join-our-network-landing/): Join Our Network Which network are you interested in? Housing & Homeownership Entrepreneurship & Small Business Child & Family Financial Health Tax Opportunity Field Solutions By signing up, you agree to receive communications from Prosperity Now, including updates, resources, and event information. You can unsubscribe at any time. Subscribe
- [Contact Us](https://prosperitynow.org/contact-us/): Building a more prosperous, future takes all of us. Whether you're working on a story, or just have a question, we'd love to hear from you. Share your details below and the right person on our team will be in touch.
- [Donate](https://prosperitynow.org/donate/): Because of you, families can realize their financial dreams. Your investment helps ensure every person, family, and community has the power to build sustainable prosperity.
- [News & Insights](https://prosperitynow.org/news-insights/): News & Research Stay up to date with the latest stories, updates, and industry insights. Category Filter All Blog Post Press Releases Reports Resources Category Blog Post Press Releases Reports Resources Year 2026 2025 2024 2023 2021 2019 2018 Explore More
- [Thank You](https://prosperitynow.org/thank-you/): Your form has been submitted successfully.

- [Events](https://prosperitynow.org/events/): Explore & Join Our Upcoming Events
- [Media Kit](https://prosperitynow.org/media-kit/): Since 1979, Prosperity Now has worked to strengthen the systems that help individuals, families, entrepreneurs, and communities build long-term financial stability and expand economic opportunity.
- [Join Our Team](https://prosperitynow.org/join-our-team/): At Prosperity Now, we’re building a future where everyone has a fair opportunity to achieve financial security and long-term prosperity. Our work brings together research, policy, partnerships, and practical solutions to help families, entrepreneurs, and communities thrive.
- [Community Champions](https://prosperitynow.org/community-champions/): Community Champions are practitioner-leaders working to expand economic opportunity in their communities. They share what works, connect partners, and help turn ideas into practical solutions others can use.
- [Join The Network](https://prosperitynow.org/join-the-network/): Safe, stable, and affordable housing is foundational to long-term financial security. The Housing & Homeownership Network focuses on expanding access to housing, supporting affordable and innovative pathways to homeownership, and advancing solutions that help reduce barriers to affordability and stability.
- [Tax Opportunity](https://prosperitynow.org/tax-opportunity/): Strengthening how the tax system works for households
- [Housing & Homeownership](https://prosperitynow.org/housing-homeownership/): Homeownership has long been a pathway to financial stability. However, access to safe and affordable housing remains a challenge for many households.
- [Our Approach](https://prosperitynow.org/our-approach/): At Prosperity Now, we believe everyone deserves the opportunity to create pathways to prosperity. Our work focuses by helping families, businesses, and communities access the tools and resources they need to build long-term financial resilience.
- [Prosperity Action Network](https://prosperitynow.org/prosperity-action-network/): Where collaboration drives  practical solutions
- [Entrepreneurship & Small Business](https://prosperitynow.org/entrepreneurship-small-business/): Small businesses are a cornerstone of economic opportunity, creating jobs and driving innovation. Yet, many entrepreneurs continue to face challenges in accessing capital, resources, and technical support.
- [Prosperity Next](https://prosperitynow.org/prosperity-next/): Prosperity Next connects capital, technology, and community leaders to help families and small businesses thrive.
- [Share Your Story](https://prosperitynow.org/share-your-story/): When you share your journey, you open doors for others. Share your story and help create new pathways to opportunity.
- [Field Solutions](https://prosperitynow.org/field-solutions/): From research and storytelling to digital platforms and coaching, we equip communities with the resources to expand opportunity.
- [Our Leadership](https://prosperitynow.org/our-leadership/): Our Leadership Marisa Calderon is the President & CEO of Prosperity Now, a national organization dedicated to building pathways to economic prosperity. With over 20 years of experience across the private and nonprofit sectors, calderon has focused on advancing economic mobility for communities across the United States.
Prior to joining Prosperity Now, Calderon served as the Chief of Community Finance and Mobility the National Community Reinvestment Coalition (NCRC), as well as the Executive Director of NCRC Community Development Fund, Inc., a U.S. Treasury-certified community development financial institution. In these roles, she led efforts to expand access to affordable homeownership and increase capital access for small businesses. Read More Chrissi Johnson is the Chief Strategy and Innovation Officer at Prosperity Now, where she leads enterprise-wide strategies that strengthen economic opportunity and financial stability. She brings nearly two decades of experience across government, corporate, and nonprofit sectors, with expertise in public affairs, policy development, and strategic engagement. Read More Dave Uejio is a distinguished leader in fair and affordable housing and consumer protection, known for his impactful tenure in executive roles at the Consumer Financial Protection Bureau (CFPB), including as Acting Director. Read More Maya Viknius is the Chief Financial Officer at Prosperity Now, where she provides strategic financial leadership to support mission-driven growth. Read More Sarah Bacerra serves as Chief Program Officer at Prosperity Now, where she leads the organization’s national Programs and Networks strategy, including the Child & Family Support and Tax Opportunity portfolios. Read More Christa Murillo is the Chief of Staff at Prosperity Now, where she partners with the President & CEO to advance organizational strategy, strengthen cross - functional collaboration, and drive operational excellence in support of the organization's mission. Read More
- [Our Story](https://prosperitynow.org/our-story/): Founded at a time when millions of families were excluded from pathways to economic advancement, the organization began with a simple but transformative idea that people should be able to earn income while also building assets, stability, and opportunity for future generations.
- [Child & Family Financial Health](https://prosperitynow.org/child-family-financial-health/): Strengthening coordination across child support systems.
- [About Us](https://prosperitynow.org/about-us/): We turn policy, research, and real-world insight into practical solutions that expand economic opportunity.
- [Scorecard](https://prosperitynow.org/scorecard/): Launched in 2005, Prosperity Now’s Scorecard is a trusted tool for understanding household financial stability and economic trends shaping communities nationwide.
- [Privacy Policy](https://prosperitynow.org/privacy-policy/): We know your privacy is important to you. It’s important to us, too. That’s why we want you to know exactly how we treat your personal information. 
- [Home](https://prosperitynow.org/): We advance solutions that expand economic opportunity for communities nationwide.

## Listing Items/Components
- [Room to Move Episode Card](https://prosperitynow.org/?jet-engine=room-to-move-episode-card)
- [Blog listing for child page](https://prosperitynow.org/?jet-engine=blog-listing-for-child-page)
- [Events Listing for past event](https://prosperitynow.org/?jet-engine=events-listing-for-past-event): Event Information Invitation Only Event
- [Job offerings Listing](https://prosperitynow.org/?jet-engine=job-offerings-listing)
- [Blog Second Listing](https://prosperitynow.org/?jet-engine=blog-second-listing)
- [Story Listing](https://prosperitynow.org/?jet-engine=story-listing)
- [Events Listing](https://prosperitynow.org/?jet-engine=events-listing): Event Information Invitation Only Event
- [News & Insights](https://prosperitynow.org/?jet-engine=news-insights)
- [Secondary Leadership Listing](https://prosperitynow.org/?jet-engine=secondary-leadership-listing): Read More
- [Main Leadership Listing](https://prosperitynow.org/?jet-engine=our-leadership): Read More
- [Blog Post Listing](https://prosperitynow.org/?jet-engine=blog-post-listing)

## Stories
- [Preparing for What Comes Next: A Small Business Story](https://prosperitynow.org/stories/share-your-story-community-voices-2/)
- [Mike Butler on Creating Pathways to Stability and Opportunity](https://prosperitynow.org/stories/share-your-story-community-voices/)

## Events
- [Atlanta Regional Summit](https://prosperitynow.org/event/atlanta-regional-summit/): These regional gatherings will bring together practitioners, community leaders, funders, policymakers, financial institutions, and partners from across the country to share ideas, strengthen partnerships, and explore solutions that expand pathways to prosperity.
- [Minneapolis Regional Summit](https://prosperitynow.org/event/minneapolis-regional-summit/): These regional gatherings will bring together practitioners, community leaders, funders, policymakers, financial institutions, and partners from across the country to share ideas, strengthen partnerships, and explore solutions that expand pathways to prosperity.
- [San Diego Regional Summit](https://prosperitynow.org/event/san-diego-regional-summit/): These regional gatherings will bring together practitioners, community leaders, funders, policymakers, financial institutions, and partners from across the country to share ideas, strengthen partnerships, and explore solutions that expand pathways to prosperity.

## Our Leadership
- [Christa Murillo](https://prosperitynow.org/leadership/christa-murillo/): Christa Murillo is the Chief of Staff at Prosperity Now, where she partners with the President & CEO to advance organizational strategy, strengthen cross - functional collaboration, and drive operational excellence in support of the organization's mission.
- [Sarah Bacerra](https://prosperitynow.org/leadership/sarah-bacerra/): Sarah Bacerra serves as Chief Program Officer at Prosperity Now, where she leads the organization’s national Programs and Networks strategy, including the Child & Family Support and Tax Opportunity portfolios.
- [Maya Viknius](https://prosperitynow.org/leadership/maya-viknius/): Maya Viknius is the Chief Financial Officer at Prosperity Now, where she provides strategic financial leadership to support mission-driven growth.
- [Dave Uejio](https://prosperitynow.org/leadership/dave-uejio/): Dave Uejio is a distinguished leader in fair and affordable housing and consumer protection, known for his impactful tenure in executive roles at the Consumer Financial Protection Bureau (CFPB), including as Acting Director.
- [Chrissi Johnson](https://prosperitynow.org/leadership/chrissi-johnson/): Chrissi Johnson is the Chief Strategy and Innovation Officer at Prosperity Now, where she leads enterprise-wide strategies that strengthen economic opportunity and financial stability. She brings nearly two decades of experience across government, corporate, and nonprofit sectors, with expertise in public affairs, policy development, and strategic engagement.
- [Marisa Calderon](https://prosperitynow.org/leadership/marisa-calderon/): Marisa Calderon is the President & CEO of Prosperity Now, a national organization dedicated to building pathways to economic prosperity. With over 20 years of experience across the private and nonprofit sectors, calderon has focused on advancing economic mobility for communities across the United States.
Prior to joining Prosperity Now, Calderon served as the Chief of Community Finance and Mobility the National Community Reinvestment Coalition (NCRC), as well as the Executive Director of NCRC Community Development Fund, Inc., a U.S. Treasury-certified community development financial institution. In these roles, she led efforts to expand access to affordable homeownership and increase capital access for small businesses.

## Categories
- [Blog Post](https://prosperitynow.org/category/blog-post/)
- [Press Releases](https://prosperitynow.org/category/press-release/)
- [Reports](https://prosperitynow.org/category/reports/)
- [Resources](https://prosperitynow.org/category/resources/)

## Events Type
- [Upcoming](https://prosperitynow.org/events-type/upcoming/)