An Advocacy Roadmap for Enacting Statewide Policies to Encourage Retirement Savings

Inclusive retirement savings policies build the means for a safe post‐work future and the chance to pass a little more stability on to the next generation, a goal often believed to be far out of reach for low‐ and moderate‐income families. While wages and the ability to cover day‐to‐day expenses are frequently cited as reasons lower‐income families are unable to save for retirement, many simply have been shut out of employment opportunities that provide access to the tools needed for long‐term savings. Enacting policies and programs that address these realities are an essential component of a holistic household financial security framework. Advocating for statewide policies acknowledges that economic opportunity doesn’t stop with helping families save for a rainy day; it presses forth to ensure a brighter future in the yearsand decades ahead.

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