Better Together: Policies that Link CSAs with Access Initiatives to Pave the Way to College

Earning a college degree is a critical pathway to social and economic opportunity for many Americans. But as the price of college continues to rise and become more unaffordable, paying for tuition and living expenses using family income and wealth alone is a challenge for too many low-income students.

Recognizing the need to create equity-minded financial supports and address persisting affordability challenges, cities and states across the country have started offering Children’s Savings Accounts (CSAs), intentionally designed to support low- and moderate-income families in saving for college. By setting aside even small amounts for their children in CSAs, families instill the expectation of college attendance from an early age and prepare to pay for future expenses.

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