Consumer ProtectionsStrong policies are essential for protecting individuals and families from predatory products and practices. When our people are safe from financial harm, they can move up the economic ladder, which helps them—and our economy—thrive.
Here, you’ll find content about protecting the laws that protect consumers. When vulnerable families in America can keep more of their hard-earned money, they are better equipped to build wealth and achieve economic mobility.
Today, Prosperity Now is releasing an updated policy brief on the use of alternative data in the credit reporting and...
Access to credit is a cornerstone of financial security and an important wealth-building tool.
The move to dismantle myRA comes just two weeks after Senator Murray and other top Democrats sent a letter to Treasury Secretary Mnuchin urging him to make a more concerted effort to promote the program.
The Whole Point of the CFPB Was to Level the Financial Playing Field. Why is Congress Focused on Making Sure It Remains Uneven?
Last week, after years of research to better understand forced arbitration clauses in consumer financial products, the Consumer Financial Protection...
Montana’s largest community development financial institution has created two new loan products to serve those seeking to achieve the American dream of homeownership through manufactured housing.
Comment letter submitted by Prosperity Now (formerly CFED) to the Consumer Financial Protection Bureau (CFPB) regarding the proposed rules for...
The U.S. housing market continues to put people of color at a disadvantage.
Consumers depend on credit to build wealth, as credit is required to purchase assets such as a house or a car.
Predatory lending strips wealth from financially vulnerable families.
Prosperity Now launched four new campaigns to advocate for policy priorities with the most significant impact for working families.
Request for Information Regarding Use of Alternative Data and Modeling Techniques in the Credit Process
Comments submitted to the CFPB regarding the request for information on the use of alternative data in the credit reporting and scoring process.
An Overview of the Consumer Financial Protection Bureau’s Plan for Regulating the Debt Collection Industry
This executive summary provides an overview of the Consumer Financial Protection Bureau’s (CFPB) plan for regulating the debt collection industry.
Consumer protections create fairer, more transparent financial markets. Together, we will ensure consumers keep the safeguards they deserve.
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Safety net programs help protect vulnerable individuals and families from falling deep into poverty.