Housing & HomeownershipWhether you own or rent your home, you deserve a safe, affordable place to live.
Homeownership has long been the primary way for families to build wealth in the United States. Owning an affordable home can offer working families stability, security and a legacy to pass on to the next generation. Eliminating racial disparities in homeownership is one of the most powerful ways to narrow the racial wealth divide. However, lack of access to affordable financial products, the legacy of discriminatory housing policy, the shortage of affordable starter homes and other barriers keep too many Americans from seeing them benefits of their investment—or even starting on the path to homeownership.
At Prosperity Now, we believe that with the right tools and resources, more low- and moderate-income Americans and people of color can unlock the wealth-building benefits of homeownership.
Through research, policy advocacy and the strength of our nationwide networks, our work supports access to the financing, financial capability services and housing options that families need to successfully become homeowners.
The Center for Responsible Lending and consumer, civil rights, and community organizations submitted comments on the Federal Housing Finance Agency’s (FHFA) proposed rule setting the 2018-2020 Affordable Housing Goals for Fannie Mae and Freddie Mac.
Representative Norma Torres (D-CA) recently introduced a bill to require that states and localities include manufactured housing in their consolidated...
Conference handouts, slides, photos, and the list of attendees are available here!
Find out why homeownership is one of the most significant contributors to the racial wealth divide.
This policy guide presents “first steps” that may help move the state toward a resident purchase opportunity policy.
This guide explains how the Duty to Serve rule will give mortgage giants Fannie Mae and Freddie Mac the incentive to invest in manufactured home financing.
Join our Affordable Homeownership Network to turn the tide in favor of more homes for more people.
Manufactured homes make the dream of owning a home a reality for millions. Join us.
Homeownership is key to building wealth. Together, we will advocate for products and policies that provide more affordable homes to more people.
Prosperity Now and our partners have developed a set of tools to help advocates educate policymakers, allied organizations and the general public about how public policy can improve the lives and financial security of owners of manufactured housing.